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Pensions with new guarantees from Ergo, Allianz and AXA

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Wednesday, 22.01.14, written by Bernd Lauberg For a few weeks, there are three insurers in Germany, which have partly adopted the guaranteed interest. With the Allianz Perspective, the Ergo Pension Guarantee and now the AXA Relax Pension, consumers forego the guaranteed interest on their old-age provision. Instead, they are offered different collateral and new opportunities.   New products are increasing the need for advice from consumers For a long time the guaranteed interest rate was considered one of the best arguments for the conclusion of a classic life insurance policy. In the case of the corresponding products, the insurer guarantees a fixed, fixed interest rate with which the savings capital bears interest. More than 15 years ago, the guaranteed interest rate ...

Question of the week: How does a current account change work?

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Friday, 10.02.17 , written by Annabell Meyer Too complicated and too much paperwork: only a few bank customers still use the possibility of a current account change. A change is now much easier than expected. The banks are now even obliged to help their customers when moving the account under the arms. In times of low interest rates, a new account can save you money. >  A current account change is often easier than expected What should be considered during a current account change? In principle, bank customers can change or cancel their checking account at any time. You do not have to justify your decision and, as a rule, do not pay any notice periods . Because with the account these are rather uncommon. Even if account holders have agreed to a term in the terms and conditions, th...