Month: June 2018

Stiftung Warentest criticizes information sheets on investment

Stiftung Warentest criticizes information sheets on investment If you want to invest your money, a good mix of security and return opportunities is usually important. However, some people are more risk-averse; For others, it is very important that their capital is safe, and they accept lower revenue opportunities. However, it is often very difficult for the layman to identify which investments fit with which investment strategy. Since June 2012, there are at least for closed-end funds and investments that are considered particularly risky, such as profit participation rights and registered bonds, the statutory requirement for providers to provide so-called short information sheets. Not all companies offer easy access to information These Asset Information Bulletins (VIBs) are designed...

Pensions with new guarantees from Ergo, Allianz and AXA

Wednesday, 22.01.14, written by Bernd Lauberg For a few weeks, there are three insurers in Germany, which have partly adopted the guaranteed interest. With the Allianz Perspective, the Ergo Pension Guarantee and now the AXA Relax Pension, consumers forego the guaranteed interest on their old-age provision. Instead, they are offered different collateral and new opportunities.   New products are increasing the need for advice from consumers For a long time the guaranteed interest rate was considered one of the best arguments for the conclusion of a classic life insurance policy. In the case of the corresponding products, the insurer guarantees a fixed, fixed interest rate with which the savings capital bears interest. More than 15 years ago, the guaranteed interest rate ...