Mortgage credit, a method to buy a home. GTRES

Financial Service
Did you know that when hiring a mortgage you have the right to see the deed three days before or that you can choose the notary you want? Probably not. Our culture in terms of consumption and more specifically in what concerns the purchase of a home leaves much to be desired. Now, the Spanish notaries have edited the triptych You have the right to choose a notary in which information is given about the rights that assist us when buying a flat. Notaries defend their role as independent "third party" that can advise the consumer The triptych of the General Council of Notaries, of which 300,000 copies have been distributed, is intended for citizens to know their right to freely choose the notary they wish, especially when they hire a financial service. The brochure also explains where to go i...

Stiftung Warentest criticizes information sheets on investment

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Stiftung Warentest criticizes information sheets on investment If you want to invest your money, a good mix of security and return opportunities is usually important. However, some people are more risk-averse; For others, it is very important that their capital is safe, and they accept lower revenue opportunities. However, it is often very difficult for the layman to identify which investments fit with which investment strategy. Since June 2012, there are at least for closed-end funds and investments that are considered particularly risky, such as profit participation rights and registered bonds, the statutory requirement for providers to provide so-called short information sheets. Not all companies offer easy access to information These Asset Information Bulletins (VIBs) are designed...

Pensions with new guarantees from Ergo, Allianz and AXA

money
Wednesday, 22.01.14, written by Bernd Lauberg For a few weeks, there are three insurers in Germany, which have partly adopted the guaranteed interest. With the Allianz Perspective, the Ergo Pension Guarantee and now the AXA Relax Pension, consumers forego the guaranteed interest on their old-age provision. Instead, they are offered different collateral and new opportunities.   New products are increasing the need for advice from consumers For a long time the guaranteed interest rate was considered one of the best arguments for the conclusion of a classic life insurance policy. In the case of the corresponding products, the insurer guarantees a fixed, fixed interest rate with which the savings capital bears interest. More than 15 years ago, the guaranteed interest rate ...

building insurance

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RSS Feed from finanzen.de: Always be top informed

Loan
RSS Feed from finanzen.de: Always be top informed The RSS feed from finanzen.de keeps you up to date on the latest news around insurance and consumer protection. You can subscribe to it for free within a few seconds. If you are only interested in a specific topic, you can now even opt for this topic feed. Do not miss any news! What's new about private retirement provision? Which current tests have appeared for investment? When do new laws come into force that better protect me as a consumer? If you want to inform yourself about insurance, finances and consumer protection, you have the opportunity to visit corresponding websites every day and to scour newspapers. This takes time and not always something exciting is there. Much faster and easier to keep up to date with the RSS feed from fin...
Loan
Wednesday, the 20.09.17 , written by Anja Schlicht With the Riester pension savers can put on funds or on a guaranteed interest. The fund-based offers offer higher returns than classic Riester pensions. However, there is the risk of receiving only enough money to start the pension as was paid. Which Riester pension: Put on funds or prefer to make a classic? Stiftung Warentest has examined classic Riester pensions as well as unit-linked tariffs and Riester fund savings plans. The Riester pension with guaranteed yield hardly convinces in the test, with the fund-based offers interested parties must pay particular attention to the costs. In order to find the best individual state-subsidized pension plan, we recommend a tailor-made offer for the Riester pension. A higher basic allowance an...

Question of the week: How does a current account change work?

money
Friday, 10.02.17 , written by Annabell Meyer Too complicated and too much paperwork: only a few bank customers still use the possibility of a current account change. A change is now much easier than expected. The banks are now even obliged to help their customers when moving the account under the arms. In times of low interest rates, a new account can save you money. >  A current account change is often easier than expected What should be considered during a current account change? In principle, bank customers can change or cancel their checking account at any time. You do not have to justify your decision and, as a rule, do not pay any notice periods . Because with the account these are rather uncommon. Even if account holders have agreed to a term in the terms and conditions, th...

Top 6Th Advantages Of Leasing Compared To Proudly Owning

Payday
Each financing and leasing get their place in today's world associated with automobiles. It all depends on your own goals. As an auto agent, I completed transactions both in ways for clients. In summary here are the factors to consider intended for leasing. Incorrect. Although leasing offers to decrease monthly payments, purchasing the car all the lease adds a lot more to the cost and makes the whole cost of the lease-purchase alternative scenario higher than if you had ordered the car at the beginning. Do not allow a tremendous underhanded car salesman influence you that the extra cost is definitely non-existent. Most companies will have many different advantages and disadvantages of employee leasing. If you're leasing a large number of fitness and health machines, they will unq...

Investment Advice – Is This Superior Worth Spending Money On?

Debt Consolidation
If possess found yourself in employment were bankruptcy is a must, you need to take a glance at how debt consolidation you still have to that point in initially. Bills for unexpected medical issues are one issue, but spending for no reason is 1 more. If you find yourself overspending on unnecessary items, obtaining credit advising. If are usually moving abroad to Europe and work toward living in Austria for some time you will probably want to open up saving in England. There are quite a few banks and savings banks, called Sparkassen, in Luxembourg. The difference between the two always banks are private finance companies where savings banks are funded by local public authorities. There are several international banks in Austria if you are more comfortable choosing a bank name that y...

How To Earn Money Through Web By Earn Money Without Expense

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When best home equity loans available you have an I-9 that means this account has been charged away from. So the "I" means it was an installment loan, for example, an automobile loan, or a bank loan for furniture or devices. Installment loans mean you might have monthly payments (equal monthly payments except for the first or last instructions sometimes), and you have an allocated date when this financial loan will be paid. Maybe you had taken out a car loan for 70 months or five yrs. You know in five many years, assuming you make all repayments on time your loan will probably be paid off. So you know what the particular date is. Everyone which invests in stock market wants to become rich soon by causing some good amount of money. But to generate quick money you should be actually e...